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03/01/2012

Hiring a Home Contractor - Do You Know the Red Flags?

It’s always important to find a home contractor that you can trust. Better Business Bureau recommends following this smart shopper checklist before choosing a contractor for your home.

01/04/2012

New Year’s Resolution: Avoid Holiday Debt by Starting a Christmas Club Today

Now is the time to plan ahead so the 2012 holidays are not overshadowed by looming debt. Starting a Christmas Club account might be the perfect way to get your finances off to the right start this new year.

11/01/2011

Don’t Get Smoked Out of a Chimney Sweep Scam

With winter approaching, many consumers are looking to have their chimneys cleaned in preparation. Better Business Bureau is advising consumers to know which businesses to trust and which to avoid to prevent their hard earned dollars from going up in smoke.

09/15/2010

Foreclosure Rescue Scams Are Going Strong

The housing market in the United States may not be thriving, but business is booming for foreclosure rescue and loan modification scammers.

09/01/2010

Find a Roofer You Can Trust

Your home can take a beating when a storm hits, and finding a roofing contractor you can trust isn’t easy. The Better Business Bureau recommends doing research to avoid getting ripped off by an untrustworthy roofer.

08/18/2010

Your Vacant Home May Not Be Insured

If you moved and were unable to sell or rent out your house, you may be surprised to find that your homeowner’s insurance could stop covering it if it sits vacant for too long.

07/22/2010

New Overdraft Rules for Debit and ATM Cards

On July 1st, new rules went into effect concerning overdrafts on debit or ATM cards. The change gives consumers the ability to choose what happens when you make a charge and don’t have enough money in the account.

06/30/2010

Don’t Get Sucked in By Deceptive Air Duct Cleaners

Better Business Bureau warns consumers to beware of air duct cleaning businesses that employ bait and switch tactics or try to scare the homeowner into thinking they have a serious health-threatening mold problem.

06/01/2010

How to Spot the Red Flags of an Investment Seminar Scam

Better Business Bureau recommends researching the investment company first, rather than run the risk of falling for a financial siren song over a free lunch.

06/01/2007

FTC - Mortgage Payments Sending You Reeling? Here's What to Do

The possibility of losing your home because you can't make the mortgage payments can be terrifying. Perhaps you are one of the many consumers who took out a mortgage that had a fixed rate for the first two or three years and then had an adjustable rate. Or maybe you're anticipating an adjustment, and want to know what your payments will be and whether you'll be able to make them. Or maybe you're having trouble making ends meet because of an unrelated financial crisis.

05/01/2007

FTC - Buying a Home: It’s a Big Deal

Whether you’re shopping for appliances or automobiles, groceries or gadgets, travel services or tax preparers, the Internet has changed the way most people gather information about products and services.

03/01/2007

FTC - Understanding Vehicle Financing

With prices averaging more than $28,000 for a new vehicle and $15,000 for a used vehicle, most consumers need financing or leasing to acquire a vehicle. In some cases, buyers use “direct lending:” they obtain a loan directly from a finance company, bank or credit union. In direct lending, a buyer agrees to pay the amount financed, plus an agreed-upon finance charge, over a period of time. Once a buyer and a vehicle dealership enter into a contract to purchase a vehicle, the buyer uses the loan proceeds from the direct lender to pay the dealership for the vehicle. Consumers also may arrange for a vehicle loan over the Internet.

02/01/2007

FTC - Home Equity Credit Lines

Using a credit line to borrow against the equity in your home has become a popular source of consumer credit. And lenders are offering these home equity credit lines in a variety of ways.

01/01/2007

FTC - High-Rate, High-Fee Loans (HOEPA/Section 32 Mortgages)

If you're refinancing your mortgage or applying for a home equity installment loan, you should know about the Home Ownership and Equity Protection Act of 1994 (HOEPA).

12/01/2006

FTC - Electronic Banking

For many consumers, electronic banking means 24-hour access to cash through an automated teller machine (ATM) or Direct Deposit of paychecks into checking or savings accounts. But electronic banking now involves many different types of transactions.